That salvation is the free gift of God, neither merited nor secured in part or in whole by any virtue or work of man but received only by personal faith in the Lord Jesus Christ, in Whom all true believers have a present possession, the gift of eternal life, a perfect righteousness, sonship in the family of God, deliverance, and security from all condemnation, every spiritual resource needed for life and godliness, and the divine guarantee that they shall never perish; that this salvation affects the whole man; that apart from Christ there is no possible salvation.  (Ephesians 2:8-9; II Corinthians 5:21, 7:9-10; Romans 6:23, 10:9, 10, 13)